Actually, I do have emergency healt insurance, but I didn't meet my deductible soon enough not to piss me off. The very concept of a deductible is crap. I pay you to cover my ass if I get hurt, but then I have to pay a certain amount of my own way until you finally kick into gear, but being a healthy, relatively young individual means that 'certain amount' is all I usually need to pay from the get go. Yet I still pay these bastards.
As for fixing healtcare, we're not going to do it. America has certain disadvantages:
1) No experience with universal healthcare.
2) Fear of socialism/desire to privatize EVERYTHING.
3) Broke.
4) Kickbacks.
What we need to do is build up a surplus again (not forseeing that happen anytime soon) and then invest in our government corporation (can you say Post Office?) with the specific focus of keeping private companies out, private interests at a minimum, and beuracratic corruption under control.
As for the surplus, an unpopular Republican and a stingy Democrat back-to-back seem to be the way. Yay, Bush/Clinton!