Banks, Spammers, and Freaks
Sometimes I Find That Releasing My Hate Feels Really Good!
from 
JoeUser Forums
JoeUser Forums
I feel the need to rant, so rant I shall! I shall use my hate for the good of my fellows here at JU! The rant begins in a small Texas town just outside of Fort Hood, our geezer is heading into the generic big box retail store. Here is his story:
Last week I had the great misfortune to be in possesion of an out of state check written by my sister as a contribution to my son's birthday present. Since my primary credit union is based in Maryland, while I am stationed in texas. This brought to a head my need for a local bankfor depositing rebate checks, checks recieved for sales of my washer and dryer, etc.
I had reached a point last Thursday that I was not looking anymore and ended up at one of those little banks inside a large retail store; here is what made me a bit cranky:
1. Banks do not want your business if it is not going to be your primary account, this requires having your check deposited into their control. This is not acceptable because I like my Credit Union, and they are more likely to offer services than the podunk bank I chose.
2. I have to pay $5.95 a month "maintenence fees", On an account that has no checks, only a debit card! And If I need to speak to a real person , either at a teller's window or on the phone, I will be charged another fee!
3. The kicker is that since my check was out of state, I would have to wait 10 BUSINESS days before having access to my funds. This has been standard practice for a long time but obviously the change in law that prevents an individual from using the system by kiting a check, does not apply to us as consumers. The Bank will use electronic methods to have the funds in their greasy paws within two or three days but I have to wait. This is the part that had me pretty angry. Check 21 is fine and forces folks to pay better attention to their funds, but shouldn't this wonderful system allow us faster access to our cash??
Spammers and Freaks can go in the same rant since all they do is make me spend more time looking for my favorite bloggers. I realize that it generally only takes a few extra clicks to find them but hey! It's my time and I dont have as much as I want to surf my favorite blog site, So here you go Freaks and Spammers:
1 . I don't give a shit how much profit you made, or what an inspiring leader your cult master is, I will not sell Gerbilife, Spamway, or invest
in your Catfur ranching system, so if you can't write anything other than an illiterate press release, find someone else to bother since I only
have a few trolling ratings to share. (If you even gave a shit) Even Lame political discourse is better than this crap, so do yourselves a favor and piss off! Keep your damn E-mails to yourself while you're at it!
2. Hey Freaks! I really don't care how many times you bopped the button, flogged your dolphin, wacked your mole, or anything sexual. You remind me of the characters in a Vachss book; sad, stupid and fucked up. I don't care how much you loved your teacher and that required you to stalk her, just get help. If you can't write about real issues or feelings, you need to get a shrink.
Last week I had the great misfortune to be in possesion of an out of state check written by my sister as a contribution to my son's birthday present. Since my primary credit union is based in Maryland, while I am stationed in texas. This brought to a head my need for a local bankfor depositing rebate checks, checks recieved for sales of my washer and dryer, etc.
I had reached a point last Thursday that I was not looking anymore and ended up at one of those little banks inside a large retail store; here is what made me a bit cranky:
1. Banks do not want your business if it is not going to be your primary account, this requires having your check deposited into their control. This is not acceptable because I like my Credit Union, and they are more likely to offer services than the podunk bank I chose.
2. I have to pay $5.95 a month "maintenence fees", On an account that has no checks, only a debit card! And If I need to speak to a real person , either at a teller's window or on the phone, I will be charged another fee!
3. The kicker is that since my check was out of state, I would have to wait 10 BUSINESS days before having access to my funds. This has been standard practice for a long time but obviously the change in law that prevents an individual from using the system by kiting a check, does not apply to us as consumers. The Bank will use electronic methods to have the funds in their greasy paws within two or three days but I have to wait. This is the part that had me pretty angry. Check 21 is fine and forces folks to pay better attention to their funds, but shouldn't this wonderful system allow us faster access to our cash??
Spammers and Freaks can go in the same rant since all they do is make me spend more time looking for my favorite bloggers. I realize that it generally only takes a few extra clicks to find them but hey! It's my time and I dont have as much as I want to surf my favorite blog site, So here you go Freaks and Spammers:
1 . I don't give a shit how much profit you made, or what an inspiring leader your cult master is, I will not sell Gerbilife, Spamway, or invest
in your Catfur ranching system, so if you can't write anything other than an illiterate press release, find someone else to bother since I only
have a few trolling ratings to share. (If you even gave a shit) Even Lame political discourse is better than this crap, so do yourselves a favor and piss off! Keep your damn E-mails to yourself while you're at it!
2. Hey Freaks! I really don't care how many times you bopped the button, flogged your dolphin, wacked your mole, or anything sexual. You remind me of the characters in a Vachss book; sad, stupid and fucked up. I don't care how much you loved your teacher and that required you to stalk her, just get help. If you can't write about real issues or feelings, you need to get a shrink.
What say you?
